Insurpedia specialists are well knowledgeable with the right protection needs of luxury model, antique and collector car owners. Auto Insurance for affluent individuals and families are all about liability coverage and standard policies simply aren’t adequate in protecting you and your vehicle. If you are a wealthy individual, you need an auto insurance policy suited to you.
WHAT WE OFFER
Unlimited Capacity
Covers any physical damage to luxury cars on unlimited number of vehicles per policy
High Liability Limits
Up to $1 Million combined single limit with matching uninsured/under insured motorist limit
Agreed Value
Car is insured for an agreed value amount; Deductible is waved in the event of a total loss; No deduction for depreciation of equipment in case of partial loss
New Vehicle Replacement
Replaces total damaged car within certain amount of time for a new car with exact value
Original Manufacturers’ Parts
Replaces damaged equipment with only original manufacturer’s parts to maintain quality standard
Rental Reimbursement
Up to $5,000 with no daily limit if insured rents a vehicle while owned vehicle is being repaired or replaced due to loss
Additional policy features
Glass Coverage
Covers car windows if damaged
Lock Replacement
Lost or stolen keys can be replaced
Airbag Replacement
If safety device needs to be reinstalled or replaced
